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very confused about rail system in France

Hello,
I’m going to Paris the first week of March. I will be staying there for 10 days and I won’t be going to any other countries except for two day visit to London. (which I already got a train ticket for)
I was thinking about buying the France Eurail Select Pass but now I’m having my doubts. It seems like even Pass holders have to pay for riding certain trains, then what it’s the point of buying the pass here if I’ll still have to pay overthere. I’m only planning to travel to Riems, St Malo, and maybe Bordeaux. If so, would you recommend to buy the pass here or just buy each ticket when in France. The Pass the I was going to buy is priced at $215 (1st class).
What would you recommend?
I’m also confused about reservations. Why do I have to pay extra for reservations? Does that mean that I have to waste a whole day going from train station to train station just to make reservations.
Anyone who has information on this your help will be much appreciated.
If you know of any sites that contain information (Eurail for dummies type of style) that’d be helpful too.
Thank you very much.
Regards,
confusedcalifornian

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